Many of the hardship letters I’ve written were for loans that were owned by Countrywide but then transferred to Bank of America with the BOA purchase of Countrywide.

There are few loans still owned by Countrywide, however, and therefore, I included one of these that have been approved by this lender.

The Countrywide hardship letter in the package that I chose to include addresses a loan modification for both a 1st and 2nd mortgage, for a primary residence, with the hardship being reduced income and an escalation adjustable rate mortgage.  The second loan, in this case, is a home equity loan.

If you need a hardship letter for Countrywide, this letter should give you a great start on your own wording.  However, your specific situation may also be better described in one of the other 31 letters in the hardship letter sample collection.

Let me know if you have any questions.

Good luck,

Becky