Use our proven sample hardship letters to get approval for short sale. If you are struggling each month to make the mortgage payment, keep up repairs, make necessary improvements, and keep the lawn presentable, you know how difficult owning a house can be. You won’t be able to make the payments much longer, you need …
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Attorneys: writing hardship letters for your clients?
If you’re an attorney with limited time, use our sample hardship letter collection to write effective hardship letters for your clients. What attorney has an abundance of time? It helps when you don’t have to start from scratch to draft a document. That’s where our hardship letter collection comes in. We have sample hardship letters …
Illness is only the beginning – now to deal with the debt.
Our sample hardship letters can help you explain your circumstances to your creditors so you can lighten your debt load. You’ve been sick. Almost as bad as your health is the worry you face as you watch the bills pile up. Medical bills, unpaid mortgage, loss of income – these are genuine hardships and …
For short sale hopefuls – be sure to do your homework.
Permission for short sale is easier to get using one of our sample hardship letters. If you need to pursue a short sale (selling your house for less than you owe on your mortgage and getting your lender to forgive you the balance), it is wise to back up your request with facts. What have …
Avoid foreclosure by seeking solutions from your lender.
Use one of our many successful sample hardship letters to avoid foreclosure. Your lender doesn’t want to foreclose on your home. Foreclosure costs time and money and everyone loses. Explain your situation in an effective hardship letter and show your lender you are serious about bringing your loan current if your lender will meet you …
Assistance is available if you need help with debt.
Use one of our sample hardship letters if you need assistance in reducing your debt load. When you’re overwhelmed with debt, you sometimes doubt that anything can be done. You avoid your problem, hoping somehow it will go away, instead of seeking solutions. Solutions are out there and you can find assistance. Click the image …
INS nightmare: when they don’t understand and won’t listen
When dealing with the INS, use one of our sample hardship letters to present your case. Bureaucracies, by their very natures, are impersonal. When you need to tell your unique and personal story, when you need to make it clear why immigration to this country is so important to you and your family, you need …
Immigration can be eased with a letter of explanation.
Our sample hardship letters can help with immigration issues. Immigration can be a confusing and protracted process. There are often complications, family issues, and background information that cannot be conveyed on a government form. We have written a number of letters for people like you who need to bring these matters to the attention of …
To creditors, the important thing is that you contact them.
Use our sample hardship letters to make your case to creditors. Creditors react pretty much like the rest of us when we are owed money. They want to know what you are going to do about your debt. If they don’t hear from you, they may assume you intend to renege on what you owe. …
Debt can cripple your future. You can work with your creditors.
We have sample hardship letters for debt issues. When your debt load becomes unmanageable, don’t lose heart. Most creditors will work with you if they know you want to pay what’s owed. Most of them will consider reducing the interest rates they charge and some will even reduce the principal amount owed. A number of …
